Monday, 15 December 2008

What to do when your horse dies

For the 1st time in my life, I actually watched Oprah's Show to the end.

The focus was on a woman whose husband committed suicide leaving her in financial ruins. He used to spend money like water. Before he died, he cancelled his life insurance & left her with a huge house filled with lots of stuff - all on the hock.

The financial expert from Oprah analysed the lady's financial affairs. Then she called in all the friends & family of this woman who feels they can help. She asked the woman what did she need. And the reply was she needed money.

The expert said these wise words
"Never borrow from yr family & friends. You will eventually feel resentful they did not give you enough, & they will feel resentful you are not repaying them enough or doing enough to make your loans obligations. However they are welcome to give you money they will never expect to see back. They can also donate time & food for your family while you get a job"

As to a job. The woman said she will work towards getting a job. That was not enough. She was told she must get a job, any job, within max 1 month because no friends or family can help her out indefinitely.

And if you are interested who was able & willing to help, from almost 20 people sitting there, only 3 volunteered help including her sister, mother & 1 friend.

Was that tough advice? I think that's solid advice.

Were her friends & family tough? Yes. Everyone needed to conserve their own resources too. I also think it's because they have seen how she & her husband used to live it up & they didn't think that was a prudent move but nobody said anything then, & they ain't saying it now.

I think all of us know friends &/or family like this woman.

I know I know. I shouldn't just sit here & moralise because I too have been young & imprudent with my money. But I'd like to think I wouldn't need to stretch out to others to pay for my sins.

The problem with the good old times is that those who were able to JUST about meet their financial commitments from 1 paycheck to the other - are now stretched to the max.

In fact, they are broke. And may well be laid off soon or may already be unemployed. In USA, bankruptcy for most people is 1 paycheck away. I dunno what it is here in Malaysia.

So what do you do when you have friends & family in need?

Just like the financial expert on Oprah would say

"Get rid of stuff you don't need now. Downsize, downgrade & simplify your life style & needs BEFORE you ask for help. Cause nobody will help someone who's still buying Starbucks coffees while the ones helping them are drinking coffee at home"

And if you really must ask for money, tell yr friends & family that most likely they will not see their money back.

Or if you have committed to a repayment, ALWAYS PRE-ALERT if you are late with the payment or can't pay.

Silence does not mean you have made the call OR that "they" will understand. Nobody is that understanding. Not even yr parents.

Silence only communicates that you have no intentions or means to pay back & distrust will grow into ill - will.

And please - don't buy any more stuff.

There is also no justification ever that you need 2 cars to move around.

Remember the days we used to take the bus to work?
Get up early. Grin & bear it. Take an umbrella. Look like an Uncle or Aunty. It's cheaper to pay RM5 per day to take public transportation than the RM10 to maintain a car.

I know of many people who paid for their house & put their kids through university by saving money using public transportation come rain or shine - for 20 years. And took their own packed lunches.

OFCOURSE it is nice to step into a car & just drive. And is it really the epitome of showing poverty by eating meals packed from home?

In these desperate times such moves are called "Prudence". Not desperation. Don't confuse the two.

Enuff said. Let's take the advice of our Elders. When the horse dies, get off it & start walking.

Sunday, 14 December 2008

The (No) need for Vernacular Schools

I have been surprised for a long LONG time that 1 generation after me have been sending their kids to vernacular schools.

When I ask parents why they do so, they say "These schools are better"

Better? What's wrong with a Sekolah Kebangsaan? Didn't we all "survive" that? Or are those SKs from my days different from those of today?

Parents today, yesterday or tomorrow are no different. They just want the best for their kids. They want teachers who can teach. They want discipline. They want their kids to LEARN great stuff & greater manners.

But our schools & education system has failed us for too long.

The deal isn't that studying Mandarin or studying in Mandarin is superior. It's the overall system

Because sure as hell, we don't speak mandarin at home
& we ain't gonna "balik Cina"

I think Chinese schools sucks! Kids are so stressed with a never ending round of Classes, homework & tuition 7daysxweek.

How can constant classes & studying be better than having a Childhood ? Better then tadpoles in the longkang? Playing Badminton, & riding bikes with in the neighbourhood? Sharing 1 ice kacang with 3 spoons?

Our educational system sucks so big time that even Ministers & high ranking civil servants send their own kids away. They didn't use to. I am pretty sure almost every leader we have today has had their schooling in Malaysia.

So until Malaysia reforms our education system PROPERLY & give parents the type of schools that they themselves would like to attend, there is little choice but to keep vernacular schools.

And really peeps. I really do NOT like V.Schools..but what's the choice to ensuring your kids have a good foundation in their education?

And don't be surprised when our next generation of leaders speak like Bush, Tony Brown or Rupert Murdoch. They surely didn't go to school here.

Friday, 5 December 2008

Surreal conversation with Uncle

I think hah..we've been married too long.

Our conversations go like this:
(he mumbles which is why his sentences are all strung together like spaghetti)

On what to watch on tv
"can see or not? I am in the middle of Dancing with the Stars"

silence for 3hours more until I wannagotobed

On Our Economy
"you should watchpricesof food. Householdexpenses climbinghigh.Imaybeoutta jobsoonso musteconomize"

"Eh? Why you ask me ah? Here's the phone. You talk to our PeeM ask him how come he say we are unlikely to be in recession & things expensive & you aregonna lose yr job"

"And next time you go marketing AND You can cook the meals, mop the floor & iron the clothes"

On Adultery (or not)
"Eh. some peeps dunno yr wife awreddy so old. Got young men visiting my site wanna kiss the dog. Impressive or not?"

"Hah? afterwards talk can or not?lemmefinishwatchinggolf"

On Aging
"HEY! Stop fartin'(snoring/breathing) in my face"
(he lies on his side to sleep, with his back to me, I get downwind breakers; with face towards me, I get 50cents music in my face)

On Sexiness
"dontchagotnicernighties? alwaysToyotateeshirtonly!"
"you want newer wife model? you better make sure she gonna love you for worst & poorer"

On dying
"I don't think so. You mean yr future 22yr old girlfriend also wanna die with you?"

Is that true love or what?
I just love our meaningful conversations
I just love Uncle. He may not have much hair left on the top but his heart's still in the right place after all these years

That & he loves me enuff to let me have the last words in - Almost always, especially when he's snoring.

Thursday, 4 December 2008

well..well.. Well!'s the "I just LOVE my delete button" look.
Can you fee....eeel the love Baby?

And can you fee...eel me seeing from where all those foul mouths are comin' from?!

Dearest Racsists / "Me Tuan, U Hamba" supporters & Anyone else who can read somethin' fr nothin'
SIGH! There just ain't no pleasin' you.

You're right. I ain't here for your popular votes. So I shall continue my arrogant, merry, unrepentant, recalcitrant (thanks for popularising that word Dr M!) ways as I see fit.

Oh yeah. YOU have a choice. Click that mouse away or continue to comment garbage and I shall continue to "delete".

Can you see why I'm here & you're NOT?
And believe me. Photos of dogs, cats, snakes, & all manners of bitches on heat shall continue to appear here with impunity..

Because as surely as I will need to answer to my Maker, so will you to your's!

Also - For ye who feels that the "marginalized should just stay dumb so that you may take your time to pity them enough to let them eat the scraps from your table?

Remember Rosa Parks

And Ditto for you who says that err....Dogs are not for Muslims; can you please tell that to the Police Dogs Handling Unit?

Wednesday, 3 December 2008

What's that over my eyes?

This was in NST today. What 3 BN reps said about Ketuanan Melayu
Green hi-lites below is what is reported
Blue italic hi-lites are my own thoughts

"During a debate on the state 2009 Budget, which was tabled more than a week ago, Ayub Jamil (BN-Rengit) led the call to quash any racial provocation by political leaders who tend to confuse the people with a malicious interpretation of the ketuanan Melayu concept.

He said Malay supremacy was not a "slave and master" relationship.

Instead, Ayub said it was a concept that was long held in the highest regard by people in the country, which was the authority of the Malay Rulers.

"There is no such thing of Malays being the 'master race' while others merely serve as slaves.

"We have a sultan. Our master is the sultan, who rules the states and country. I am disappointed with the current state of racial unity in the country."

Even the 'ketuanan Melayu' concept is being questioned."

Is your only master really the sultan?

And if BN is acknowledging that the Sultan RULES the states & country, why are there elections? There will be no more need for PMs. Ruling means to take charge - or is there another meaning (yet again) to the word "Ruling"

I am pleased there is now greater importance & relevance placed on our Monarcy & Royalties.

Some of our Royalties are such firm favorites of mine, that in my dreams, I wish that they could rule because better an enlightened monarchy than an Idiotic Despot.

Or is it a matter of "now that we need them, let's wheel them out on parade"?

BTW are the Sultans insisting on this concept, or Some Commoners?

Next clarification came from:
Tahir Taat (BN-Bukit Serampang) questioned the sincerity of leaders who claimed to raise such issues for a more united Malaysia.

He said the country's forefathers who fought tooth and nail for independence had clearly understood the concept of ketuanan Melayu."

Excuse me? This concept or term was in use when? Since the time of independence? Please do point to those citizens whose forefathers "fought tooth & nail" where in the Constitution this term is found?

What I do know is - from the time of my 1st memories, my father (1 of those who fought) believed in his Sultan of Selangor. He voluntarily hung a photo of the Sultan in his office - without being told to.

He said the Malay rulers did not see themselves as kings only for the Malays. Tahir said for example, Sultan Iskandar of Johor had never addressed the Malays as his only subjects."Whenever his majesty called upon the rakyat, he would address us as rakyat (people) of Johor. "He did not address them according to races. "He is the sultan for all," said Tahir.

Let me reiterate this question "are the Sultans insisting on this concept, or Some Commoners for their own political agendas? "

Last view about Ketuanan came from
Datuk Abdul Halim Suleiman (BN-Puteri Wangsa), who said "such disruptive political views could only hinder the democratic process in the country. Should such sentiments persist, then the country would be in disarray following irreparable racial rifts."

I agree. But please ask yourself "Who are using this concept to divide the Nation & All Malaysians?"

I love my BTWs :)

So! BTW -
I am NOT a PKN, DAP, MCA, or Gerakan supporter.
I support NOBODY
I only support whoever advocates a Fair & Just Country for ALL who lives in it.

And common sense dictates that in a Fair & Civil Society, concepts meant to Subvert 1 race/tribe to the advantage of another should be Annuled, Deleted & Seen no More lest the History of a Country be Shamed!

Tuesday, 2 December 2008

Are we on the same planet?

This posting is on the Economy. Sometimes it feels like I am living on a parallel universe as the rest of the world. Sometimes it feels almost like this is Heaven. And yet - ofcourse not Dufus!
Ofcourse you are right.
I have absolutely NO experitse to blog on a matter I know precious little about. To my only defence, I have been following the economic news AVIDLY on a daily basis since Oct 6 this year when the world started downhill skiing without a ski.

And this issue affects everyone on this planet right now - except us

Oh yeah. The ENTIRE global economy is in Recession / Depression mode. Feel free to argue this ain't happening.

But somehow "miraculously" Malaysia (are we developing or emerging?) seems to be escaping the same fate affecting 90% of the world with our forecast of 5% growth in forecasted GDP.

World Bank & IMF has predicted that the ONLY positive growth may well come from Africa's economies - where the base is almost there's really no place to go but up.

The West is panicking. Japan is panicking. China is panicking. India is panicking. But we? We are coo...oooler than a cucumber.

If there is only ONE thing on which I agree with Mahathir, is that Malaysia must be an economic miracle that we will escape this global calamity

Ofcourse information (or its lack) such as unemployment rates, default rates, NPLs & all those stats that turns Economists on - is exactly what is calming us now. Ain't it?
What you don't know don't hurt you.
Crime rates going up due to desperate acts?
People unable to afford their homes?

Any of you NOT worried or being affected? Call me COLLECT if you ain't

Or are you wondering what our Government is doing to keep us in a Job, keep businesses going, get more foreign investments, ie. how do we stimulate the economy?


Ya I know. What planet are we really living on?

And btw - I thought I will just warn any racsists posting intimidating messages to me.
1. I can not be intimidated
2. Better than that, I will be using the power of my Ownership of this blog to delete your racists go Suck on a Duck's Egg if you don't like my censorship.
Or hey! Start yr own blog!